“It's better to be hot and bothered than cold and emotional” - You can always cool down, but you can't always warm up! The right clothing is vital to your comfort and safety when on and off the water.
A PFD is not an ornament for your deck, or a cushion to pad out that hard fibreglass seat - it may be the only thing between you and disaster if it all goes pear-shaped.
Nearly all states and territories have a regulation that it is mandatory to wear a PFD when kayaking - there are some exceptions but we recommend that regardless of those you wear a PFD at all times.
In an ideal world we would like to think we take such good care of our kayaks that they would never get scraped along the sand or have close encounters with submerged rocks or even dragged up the beach (ouch!), but let’s face it – most of us will subject our kayak’s hull to abrasion, scrapes and chips at some time.